US Dog Pet InsuranceUS dog pet insurance is one benefit that could help pay for unexpected medical expenses. Like insurance for pet owners, different policies offer different levels of reimbursement. Pet insurance can come in handy for common everyday occurrences. For example, say you had an 8-month-old puppy who swallows a piece of his chew toy. Your dog is then taken to the veterinary hospital to have the toy removed from her stomach. Her bill for testing, X-rays,surgery, and follow up care could add up to $1500.00. With a us dog pet insurance policy, 80% of the cost would be covered (assuming your policy calls for that level of reimbursement). You would be reimbursed for $1,425 of the cost less any deductibles. Features of Pet Insurance for Your DogPercentage of the bill covered: Typical policies in the United States provide a reimbursement rate of 80% of the bill.No Pre-Authorization: Some policies require that you get approvals before receiving care while others to not. Discounts for Multiple Pets: Many policies feature a discount for each additional pet that is signed up with the company. Deductibles: The amount you have to pay before the policy starts to pay. They tend to range from $75 to $300. Coverage Limits: The maximum amount of reimbursement for the lifetime of the policy Most polices set a range of between $25,000 - $100,000. Per Incident Limit: The amount of reimbursement that is paid per incident is $2,500 - $14,000. Veterinarian and Hospital Selection: The best plans allow you to choose any veterinarian or emergency care center. Monthly Cost: Plans start as low as $20 per month after deductibles are met. Some companies offer plans that provide coverage for wellness visits such as checkups and vaccines and heartworm tests. Get an instant quote on the pet accident and illness plan of your choice. Buying Pet InsuranceIt pays to shop around and get quotes from more than one company. Some of the companies we suggest requesting free a quote from are:Pets Best - this was the first company to offer insurance for dogs. It was founded by a veterinarian who was concerned that many owners couldn't afford the care their dog needed. Veterinary Pet Insurance (VPI) - good company to compare to others. QuickCare Pet Insurance
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