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Best Choices Dog Insurance

"Best Choices Dog Insurance can be found by comparing monthly premiums, deductibles and the history of the company. Since quotes are based on breed and age, we suggest getting 2 competitive quotes before you decide on an insurance company"

Best choices dog insurance can be determined by comparing insurance companies based on several important factors:

1. Is the company reliable and has it been in business for a number of years?
Important to know the company you are buying from.

2. Are there Veterinarians on staff who can review your claims?
Not critical, but could help with difficult claims.

3. Will the Veterinarian that knows your pet accept the insurance or you are planning to use accept the insurance as payment?

4. Can you go to the Veterinarian or specialist of your choice?
It is common to allow you to choose your veterinarian without a preapproval. Some vets may put the burden on the owner to pay the entire cost and then submit the bill to the insurance company.

5. Is well care coverage included or at a small charge for things such as vaccines?
Most plans charge a small monthly fee in addition to health coverage.

6. For what period of time are your rates guaranteed?
Most plans guarantee that rates will not change for a year.

7. What is the monthly premium?
Policies range from $5 a month to $60 a month depending on the level of coverage.

8. What is the annual deductible per visit? The average in the United States is $100 with a range of $50 to $200.

Good Choices To Compare Free Pet Insurance Quotes

To get started finding the best choices dog insurance most companies will provide a no hassle free quote. We suggest starting with the following companies:

Pets Best
In our review of over 20 different providers, this company provided plans with the lowest monthly rates in exchange for a higher deductible, a good plan if you want low cost and coverage for major illness. Other plans that are offered trade off higher monthly fees for lower deductibles. This company was the first to offer Pet Care Insurance. It was founded by a Veterinarian who wanted to help his patients get the care their pet's needed. Here's a comparison of two leading plans:

Here's an example:

1-year-old Yellow Labrador Retriever in California has wounds and
lacerations from being attacked by another dog.

	Pets Best Pets Basic Plan	VPI Superior Plan
Monthly Premium	$21.71	$22.83
Monthly Processing Fee	None	$2.00
Total Monthly Payment	$21.71	$24.83

Claim	$1,490.00	$1,490.00
Benefit Schedule Allows	Not Applicable	$501.00
Less Deductible	($100.00)	($50.00)
Adjusted Claim	$1,390.00	$1440.00

Reimbursement Percentage	80%	90%
Reimbursement To You	$1,112.00	$501.00

QuickCare Pet Insurance
Quickcare is a good company for comparison purposes to Pets Best.

Veterinary Pet Insurance (VPI) - this company is the most recommended provider of pet health insurance by veterinarians. More than 450,000 dogs in the United States are insured by this reliable and well known company.

The bottom line is that money is a big issue at the veterinarian since most vets require payment up front for major illnesses. Since something as simple as a broken leg can cost over $1000 to treat, these bills can come as quite a shock. With an insurance policy that pays 80% that bill is reduced to $200. It's still a large amount but much better than $1000.

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